Navigating Health Insurance: Simplifying the Complexities
Terms like Affordable Care Act, Obamacare, Premium Tax Credit (Subsidies), and Employer Mandate can leave you feeling overwhelmed.
Do you understand how they impact you and your family’s health coverage?
If you’re a business owner, are you aware of the law’s implications for your employees and your business?
At Neglia Insurance Group, we're here to demystify the complexities.
Our experts are well-versed in the intricacies of healthcare laws, guiding you through both opportunities and challenges.
Do terms like Copays, Deductibles, Coinsurance, Out-of-Network, and Out-of-Pocket Maximums confuse you?
We provide clarity. Understanding these components is essential, and we take the time to explain before discussing specific plans. We also assess your current medications to ensure they’re covered under potential new carriers.
Our strategic questioning approach sets us apart. We delve deep to determine the most suitable policies before presenting quotes or suggestions. With over 30 years of experience, our expertise shines. Our aim is to assist you in securing and maintaining the best and most cost-effective insurance coverage at all times. Trust Neglia Insurance Group to guide you toward a brighter, well-covered future.
Individual and Family Health Plans
Is this you?
Unlock the Ideal Plan for You and Your Family
If any of the above sounds familiar, an individual or family health plan could be the perfect fit. Imagine co-pays as low as $20 per doctor visit, endless doctor appointments, zero lifetime maximum, and 100% coverage for preventive care.
Medicare Supplement Insurance
As we advance through life, our path reveals exciting possibilities, numerous changes, and the need for critical decisions about important matters, including health insurance.
While it’s widely known that turning 65 opens the doors to Medicare health benefits, a lesser-known fact is that Medicare alone doesn’t encompass all medical costs. Upon closer inspection of your Medicare coverage, you’ll discern your responsibility for co-pays and deductibles that can accumulate into significant out-of-pocket expenses
That's where Medicare Supplement comes into play:
Group Health Insurance
As an employer, your goal is to attract and retain exceptional employees. Health benefits stand as a cornerstone within an employee compensation package. However, the seemingly unpredictable and uncontrollable annual rate hikes often create a challenge between fulfilling employee needs and maintaining a healthy bottom line.
At Neglia Insurance Group, we're here to help.
Our services involve delving into all your health benefit possibilities, resulting in a unified strategy that keeps costs in check while delivering exceptional value to your employees. We offer the latest insights on available products, carriers, vendors, funding alternatives, and compliance prerequisites. Partnering with us can also save you money when it comes to payroll, reducing your need to hire or maintain an in-house benefits expertise staff.